Credit Union West - So much more than money

SHARE RATES

View Share Rates in printable PDF format here.

Savings rates accurate as of February 1, 2010

Account Type	Minimum Opening Balance to Avoid Service Fee	Minimum Balance to Earn Stated APY	Dividend Rate	Annual Percentage Yield (APY)
Membership Share	$5	$5	0.25%	0.25%
Money Market Account	None	<$2,500 $2,500-$24,999 $25,000-$49,999 $50,000 -$74,999 $75,000-$99,000 $100,000+	0.25% 0.30% 0.60% 0.70% 0.70% 0.70%	0.25% 0.30% 0.60% 0.70% 0.70% 0.70%
Holiday Club	None	None	0.25%	0.25%
IRA Savings	None	$5	0.50%	0.50%
Global Checking Plus & Global 50 Checking Plus	N/A	$1,000	0.25%	0.25%
Star Checking	N/A	≤$25,000 $25,000.01 - $49,999 $50,000 - $74,999 $75,000 - $99,999 $100,000 + Requirements Not Met*	1.99% 0.60% 0.70% 0.70% 0.70% 0.25%	2.01% 0.60% 0.70% 0.70% 0.70% 0.25%
Premier Checking	$1,000	$1,000	0.25%	0.25%

*Requirements for special Star Checking rates and ATM fee refunds are: i) receive monthly statement electronically; ii) receives at least one ACH (Automated Clearing House) credit each month; and iii) at least 10 VISA check card purchase transactions clear during the month). Accounts that do not satisfy each of these conditions for a particular month will receive the non-qualifying rate for that month and do not qualify for ATM fee refunds that month.

SMART SAVER CERTIFICATES ($500 minimum)
Term	Dividend Rate	APY
6 month	0.60%	0.60%
12 month	0.90%	0.90%
24 month	1.19%	1.20%
SMART SAVER IRA CERTIFICATES ($500 minimum)
Term	Dividend Rate	APY
6 month	0.85%	0.85%
12 month	1.24%	1.25%
24 month	1.44%	1.45%

SMART SAVER YOUTH CERTIFICATES
($500 minimum)

Term Dividend Rate APY

12 month 0.90% 0.90%

MONEY MARKET CERTIFICATES
	$10,000		$50,000
Term	Rate	APY	Rate	APY
6 month	0.70%	0.70%	0.75%	0.75%
12 month	0.95%	0.95%	1.00%	1.00%
24 month	1.34%	1.35%	1.39%	1.40%
60 month	2.43%	2.45%	2.48%	2.50%
IRA CERTIFICATES
	$10,000		$50,000
Term	Rate	APY	Rate	APY
6 month	0.95%	0.95%	1.00%	1.00%
12 month	1.19%	1.20%	1.24%	1.25%
24 month	1.59%	1.60%	1.64%	1.65%
60 month	2.67%	2.70%	2.72%	2.75%

APY = Annual Percentage Yield
* Rates are subject to change by the Board of Directors
** Any fees incurred could reduce the earnings on the account.
*** Penalties may be imposed for early withdrawal of certificates.

Print our Truth in Savings Disclosure.

NCUA - Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the Unied States Government. National Credit Union Administration, a U.S. Government Agency. Equal Housing Lender - We do business in accordance with the Equal Credit Opportunity Act. Copyright 2006 Credit Union West. All rights reserved. P.O. Box 7600, Glendale, AZ 85312-7600. Phone: 602-631-3200. Toll-Free: 800-621-0287.