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CREDIT CARD DISCLOSURE
Annual Percentage Rate (APR) for purchases and cash advances:
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Grace Period for purchases |
25 days |
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Over-the-credit-limit-fees will be assessed if your balance is 1% or more over the credit limit. Fees are based on outstanding balances. |
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$15.00 |
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$25.00 |
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Late Payment Fees will be assessed if your payment is five (5) or more days late. Fees are based on outstanding balances. |
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$15.00 |
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$25.00 |
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* The Prime Rate used to determine your APR is the rate published in the "Money Rates" table of the Wall Street Journal on the 25th day of each month and is based on certain credit-worthiness criteria.
** APR = Annual Percentage Rate. All rates are subject to change without notice.
*** All cash advances and balance transfers will accrue interest from the day the advance/transfer was made.
**** The Cash Advance APR and Balance Transfer APR will be the same as your Purchase APR.
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