SAVINGS

Open your savings account with at least $5 to become a CU West member. You may have as many savings accounts as you need to help make your path to financial success easy and convenient:

* Add or withdraw funds anytime
* ATM and Online access
* Earn competitive dividends (computed daily, paid monthly)
* Free life insurance is also available

Money Market
Open a Money Market Account with $2,500 or more and you'll earn market rates while your funds remain liquid. Rates increase as your balance grows!

* Make unlimited deposits & withdrawals
* Earn tiered rates with higher dividends (computed daily, paid monthly) on larger balances
* Access funds instantly online, by phone, or ATM

Certificates
Earn even more when you open a Certificate and lock in a higher rate. Invest $500 to $10,000 in a Smart Saver Certificate for 6-24 months, or up to $50,000 in a Money Market Certificate for 6-60 months. Let time work on your side:

* Earn higher dividends that are computed daily and paid quarterly
* Enjoy the convenience of Certificates that renew automatically
* There is a penalty for early withdrawal

Holiday Club Account
Don’t get caught in the holiday budget crunch. Save a little, consistently all year, earn a competitive rate and be ready for the holidays!

* Make deposits anytime
* Set up automatic transfer for effortless saving
* On October 31st, the money you’ve saved is transferred to an account of your choice
* The account stays open after the transfer so you can start saving for next year
* To encourage you to save, withdrawals aren’t allowed after the 1st week it’s open

Click here for Share Rate information.

* All deposit accounts are insured to at least $100,000 by the NCUA, a US government agency, and to $250,000 by American Share Insurance at no cost to you! IRAs are insured to $250,000 by the NCUA, and to $250,000 by American Share Insurance for a total of $500,000 protection at no cost to you. Please refer to Membership & Account agreement for complete details and restrictions on these accounts.


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